Updated October 2026

Income tax calculator

Minnesota income tax calculator

Estimate your 2026 federal and Minnesota income tax, with your effective and marginal rates.

Filing status

Capped at the $24,500 limit for 2026.

Income tax for 2026

$11,247

Effective rate 15%, marginal rate 28.8%. Social Security and Medicare add $5,738.

Take-homeFederalFICAState
BreakdownYear
Gross pay$75,000
Federal income tax22% bracket−$7,670
Social Security6.2%−$4,650
Medicare1.45%−$1,088
Minnesota income tax6.8% bracket−$3,577
MN Paid Leave−$330
Take-home pay$57,686

Minnesota income tax at a glance

Top rate

9.85%

Above $203,150 of taxable income (single)

Brackets

4

From 5.35% to 9.85%

Tax on $75,000

$3,577

Minnesota income tax, single filer, 2026

Income tax on common incomes in Minnesota

Single filers taking the standard deduction, 2026 rates. Social Security and Medicare are not included; the paycheck calculator adds them.

IncomeFederalMNTotalEffectiveMarginal
$30,000$1,420$786$2,2067.4%17.35%
$40,000$2,620$1,321$3,9419.9%17.35%
$50,000$3,820$1,877$5,69711.4%18.8%
$60,000$5,020$2,557$7,57712.6%18.8%
$75,000$7,670$3,577$11,24715%28.8%
$100,000$13,170$5,277$18,44718.4%28.8%
$125,000$18,734$6,979$25,71320.6%31.85%
$150,000$24,734$8,942$33,67622.5%31.85%
$200,000$36,734$12,867$49,60124.8%31.85%
$250,000$51,304$17,423$68,72727.5%41.85%

Married couples filing jointly, on combined income:

IncomeFederalMNTotalEffectiveMarginal
$30,000$0$0$00%0%
$40,000$780$503$1,2833.2%15.35%
$50,000$1,780$1,038$2,8185.6%15.35%
$60,000$2,840$1,573$4,4137.4%17.35%
$75,000$4,640$2,375$7,0159.4%17.35%
$100,000$7,640$4,013$11,65311.7%18.8%
$125,000$10,640$5,713$16,35313.1%18.8%
$150,000$15,340$7,413$22,75315.2%28.8%
$200,000$26,340$10,813$37,15318.6%28.8%
$250,000$37,468$14,485$51,95320.8%31.85%

Minnesota vs federal income tax

On $75,000, federal income tax is $7,670 (10.2% of income) and Minnesota takes $3,577 (4.8%). Minnesota taxes income in 4 brackets from 5.35% to 9.85%. A single filer pays the top 9.85% rate on taxable income above $203,150.

Before the brackets apply, Minnesota subtracts a standard deduction of $15,300 ($30,600 married filing jointly).

Federal income tax comes off first. For 2026 the standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly, and the brackets run from 10% to 37%. Pre-tax 401(k) contributions (up to $24,500) lower your federal and most state income tax, but not FICA.

On a $75,000 salary, Minnesota takes $3,907 a year in state taxes, which ranks #47 of 51 for take-home pay (Washington, D.C. included). The same earner in a state with no income tax, like Texas or Florida, keeps $61,593.

Questions

What is the Minnesota income tax rate for 2026?

Minnesota taxes income in 4 brackets from 5.35% to 9.85%. A single filer pays the top 9.85% rate on taxable income above $203,150.

How much income tax do I pay on $75,000 in Minnesota?

A single filer earning $75,000 owes about $7,670 in federal income tax and $3,577 in Minnesota income tax, $11,247 in total. That is an effective income tax rate of 15%, before Social Security and Medicare.

How is Minnesota income tax calculated?

Before the brackets apply, Minnesota subtracts a standard deduction of $15,300 ($30,600 married filing jointly). What is left is your taxable income, and each slice of it is taxed at the rate for that bracket. Only the dollars above a threshold pay the higher rate.

What is the difference between my marginal and effective tax rate?

Your marginal rate is the rate on your next dollar of income: the top bracket you reach. Your effective rate is your total tax divided by your income. Because lower slices of income are taxed at lower rates, the effective rate is always lower. At $75,000 in Minnesota, the combined marginal rate is 28.8% but the effective income tax rate is 15%.

Sources

Every rate here comes from the agency or table linked below. Tax law changes, so if a number looks off, follow the link and tell us.

  1. 1.Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
  2. 2.IRS, 2026 tax inflation adjustments (Rev. Proc. 2025-32)
  3. 3.IRS, 2026 401(k) contribution limit
  4. 4.Social Security Administration, 2026 contribution and benefit base
  5. 5.MN Paid Leave: 2026 employee rate and wage cap

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