Spend tracking,
real time and free.
Every Apple Pay tap texts Flip. AI keeps the tab. Nothing is stored or sold.
Text Flip for the shortcut
Text Flip for the shortcutscroll
Rocket Money
Monarch
CopilotAll money apps charge monthly and sync overnight.
Flip is the opposite: real time, over text, and free forever. No subscription, no app, no bank-data warehouse.
A money friend,
not a money cop.
“i like how flip recommends restaurants nearby that i might fw. feels less like budgeting and more like asking a friend.”
“the realtime stuff is fun haha. i kinda go back and forth with flip sometimes to talk about what i spend on.”
“it recommends what other people who spend at similar restaurants to me spend money on. lowkey useful.”
“i like that it keeps track of my favorite spots and tells me when deals on campus are popping.”
1
Text Flip
Flip replies with the shortcut link and your personal code.
2
Add the shortcut
One tap installs it and locks the code to your number.
3
Pay like normal
Point a Wallet "Transaction" automation at it. Every Apple Pay tap texts Flip in real time.