Flip connects to financial accounts so it can answer money questions with real context. The tradeoff is trust, so we keep the basics simple: encrypted data, limited access, and clear permission before important actions.
Plaid
Bank connections run through Plaid. Flip gets read-only account data like transactions, balances, and recurring charges. We do not see or store your bank username or password, and Plaid does not let Flip move money from your account.
What Flip uses it for
We use connected data to answer the request in front of you: explain a bill change, check what is safe to spend, spot a subscription, or match a deal to your spending. Flip does not change accounts, contact people, or move money without your explicit confirmation.
The basics
Encrypted by default.Sensitive data is encrypted in transit and at rest. We keep access narrow and tied to the account action you approved.
Read-only bank access.Plaid lets Flip read the information needed to explain spending and cash flow. It does not give Flip your bank password or permission to move money.
You stay in control.Flip asks before meaningful actions happen. Skipping a connection is fine, and you can remove access later.