Autopilot built a clever business out of mirroring politician and trader portfolios into your brokerage. Flip does that on text, then handles the other 90 percent of your money too.
Autopilot copies one portfolio. Flip runs your whole money life and copies the portfolio too.
People want to copy Nancy Pelosi and famous investors automatically and are deciding whether a single-purpose copy-trading app is worth a separate fee.
By the numbers
The figures below are pulled from public pricing pages, press coverage, and app store listings. Every one of them maps to a source at the bottom of this page, so you can check the receipts.
Filing lag
Up to 45 days
STOCK Act gives Congress up to 45 days to disclose a trade, so copies arrive late
Cost per portfolio
$100/yr
Autopilot charges $100 annually (or $29 quarterly) per portfolio with a $500 minimum
Found value
$1,242
Flip's median found value in a user's first week, or it's free
Autopilot vs Flip, side by side
Autopilot does its one job. Flip treats that job as a single feature and keeps going. Here is the honest breakdown.
| Where it counts | Autopilot | Flip |
|---|---|---|
| Core job | Copy politician and trader portfolios into your brokerage | Copy trades plus run your entire money stack |
| Where it lives | A separate app you open and check | Your iMessage thread, just text it |
| Pricing | $100/yr per portfolio, $500 minimum, pilot fees on top | Median $1,242 found in week one, or it's free |
| Filing speed | Mirrors disclosures that can lag trades by 45 days | Mirrors the same SEC filings the moment they post |
| Proactivity | Executes only when a filing drops | Texts you when it spots a charge, deal, or risk |
| Money movement | Trades inside one connected brokerage | Moves money across banks and brokerages, with consent |
| Scope | Investing only | Subscriptions, spending, bills, rewards, investing |
Without Flip
You are paying $100 a year per portfolio for trades that arrive late, because congressional disclosures can lag the actual trade by up to 45 days under the STOCK Act. By the time the filing hits, the price you are copying is already old news, and the app does exactly one thing.
With Flip
Flip mirrors the same filings into your brokerage the moment they post, but it lives in your text thread, so the same tool also tracks spending, cancels subscriptions, and moves money with your approval. One thread, not one more subscription.
Credit where due
Autopilot turned the Pelosi Tracker into a real product
Give the founders credit. They watched the viral Nancy Pelosi Stock Tracker accounts and built an actual app that connects to your brokerage and auto-executes when a politician or famous investor files. It is a genuinely clever single trick, and over 180,000 people have put more than $1.1 billion behind it. The problem is that it is exactly one trick, and the trick comes with a built-in delay you cannot fix.
- Mirrors congressional STOCK Act and SEC filings straight into Robinhood or Schwab
- Famous for the Pelosi Tracker, which alone has hundreds of millions invested
The catch
You are copying trades that are already weeks old
The STOCK Act gives members of Congress up to 45 days to disclose a trade, so a Pelosi filing you copy today might reflect a position she opened over a month ago. Autopilot cannot make that lag disappear, no app can, so you are paying $100 a year per portfolio to chase a price that has already moved. Flip can mirror the same filings the instant they post, but because it lives in your text thread, you are not paying a standalone fee just to follow one strategy.
- Fees stack: $100/yr per portfolio, plus pilot fees from $99 to $299 a year on some portfolios
- On a $500 minimum, that flat fee works out to a 20 percent first-year cost
The bigger idea
Copy trading is one feature, not a whole financial life
Autopilot is a single-purpose tool, so it sits next to all your other money apps: one for subscriptions, one for budgeting, one for splitting bills, one for card rewards. Flip collapses that stack into a text thread. You can tell it to copy Pelosi's trades with $100, and in the same conversation ask it to cancel a subscription you forgot about, round up spare change into your brokerage, or split last night's dinner. It connects to banks, brokerages, email, and calendar, and it asks before it moves a dollar.
- One thread replaces a pile of single-purpose paid apps
- Consent-led: Flip always asks before moving your money
Questions people ask
Can Flip copy Nancy Pelosi's trades like Autopilot does?
Yes. Text Flip something like copy pelosi's trades with $100 and it mirrors her SEC filings into your connected brokerage. The difference is that Autopilot only does copy trading, while Flip does that plus the rest of your money tasks in the same thread.
Why are copied politician trades always late?
It is the law, not the app. The STOCK Act lets members of Congress disclose trades up to 45 days after they happen, so any tool, Autopilot or Flip, can only act once the filing posts. Flip moves the moment it posts, which is the most anyone can do.
How much does Autopilot actually cost?
As of 2026, Autopilot charges $100 per year per portfolio, or $29 per quarter, with a $500 minimum investment. Some creator-run portfolios add a pilot fee of $99 to $299 a year on top.
Sources
We fact-check the numbers so the comparison stays honest. Pricing and product details change, so if something looks off, follow the link and tell us.
- 1.WallStreetZen, Autopilot 2026 pricing of $100/yr or $29/qtr per portfolio and $500 minimum
- 2.InvestmentNews, Autopilot AUM growth and users copying Pelosi and Buffett trades
- 3.Autopilot, the Pelosi Tracker story plus over $1.1B invested by 180,000+ users
- 4.Apple App Store, Autopilot Automated Investing rated 4.6 stars across 19K ratings
- 5.Fox Business, Autopilot replicates Pelosi and Buffett portfolios via brokerage connection
- 6.Flip, median $1,242 found value in a user's first week or it's free
