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Erika Kullberg

Lawyer who reads the fine print

Erika Kullberg

The fine print owes you money. Most people never collect.

7,900 people run this system with Flip

The system

5 habits. Copy once, Flip runs them for you.

Read the fine print (so you do not have to)

Scan lens

Airlines, cards, and retailers have written policies that pay you; use them.

  • Cross-checks purchases against your card protections
  • Watches flights for claimable delays
  • Matches orders to price-drop policies

Claim what you are owed

Reminder

Delayed flight, price drop, broken purchase: there is usually a written remedy.

  • Drafts each claim with the policy language attached
  • Tracks claim windows before they close
  • Logs everything you have collected

Card benefits are real money

Live alert

Your card probably includes purchase protection, extended warranty, and travel insurance you never use.

  • Matches big purchases to the benefit that covers them
  • Reminds you before coverage windows close
  • Tracks extended warranties automatically

Never auto-accept a renewal

Live alert

Renewal prices count on you not looking.

  • Flags every renewal 2 weeks out
  • Shows last year's price next to the new one
  • Preps the retention ask

Fee forgiveness, on request

Reminder

Banks and cards waive most first fees for anyone who asks in writing.

  • Catches the fee the same day
  • Drafts the waiver request for you
  • Tracks which banks folded

What Erika's scan looks for

  • Purchases covered by card protections you did not use
  • Flights and orders with claimable delays or price drops
  • Renewals priced above last year
  • Fees eligible for first-time forgiveness

Running it in real life

$410

collected from fine print

The scan found $230 of claimable compensation and a repair his card would have covered. Flip watches his inbox and cards for claimable events and drafts each ask. He has collected $410 in 4 months.

Nate, 35 · Travels for work, never filed a claim in his life

Copy the system, connect your accounts, and see what Erika would fix.

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